According to incomplete statistics, at the end of 2014, there were 1,575 online loan operating platforms, and more than 900 online loan platforms with problems were newly launched in 2014. In 2015, the online lending industry will continue to develop rapidly, and a number of new platforms will emerge. The increase in the number of platforms, on the one hand, provides investors with more convenient and diversified services, on the other hand, it also increases the difficulty of choice: how can so many platforms choose to pick out the right "that scoop"? ...